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© 2026 New York Life Insurance Company. All rights reserved.

Certain materials may be owned or administered by third parties and are used with permission.  New York Life Insurance Company owns the NEW YORK LIFE, NEW YORK LIFE Blue Box logo, and certain other trademarks displayed on this site; other trademarks remain the property of their respective owners.

New York Life Insurance Company or its affiliates (collectively, “NYL”) own or license all NYL content and materials available on this site. You may save designated materials on your own computer or print them for your personal use. Any other use of these materials is prohibited.

All content, material, and links on this site is provided AS IS for your convenience and for general informational purposes. Your purchase of any insurance or financial product remains governed by the terms of the insurance policy, annuity contract, or other offering documents provided in connection with the purchase. No contrary terms or information available on or through this site modify those documents.

For more information about NYLIFE Securities LLC and its investment professionals.

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  • ABOUT
  • TEAM
  • EXPERTISE
  • APPROACH
  • LOGIN
  • GET IN TOUCH
Disclosure

Joanne Madar, Leslie Cowdrey, and Lori Schulze are agents licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in select jurisdictions. Insurance products and services may be offered only in jurisdictions where the agents are properly licensed. State license numbers shown where specifically required. Additional jurisdictions available upon request.
Joanne Madar (AR Insurance License #254423) (CA Insurance License #0B51855).
Leslie Cowdrey (AR Insurance License #20752755).

As a New York Life Agent, Joanne Madar is licensed and authorized to offer insurance in California and Arkansas, but Madar Financial LLC may not be. For additional information on licensure status, please click here for California and/or click here for Arkansas.

As a New York Life Agent, Leslie Cowdrey is licensed and authorized to offer insurance in Arkansas, but Madar Financial LLC may not be. For additional information on Arkansas licensure status, please click here.

The following individuals are Registered Representatives of and offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company:
Joanne Madar, 5005 Lyndon B Johnson Fwy Ste 1600, Dallas, TX 75244, 972-774-2328.
Leslie Cowdrey, 777 Main St Ste 3800, Fort Worth, TX 76102, 817-637-3386.
Lori Schulze, 2591 Dallas Pkwy Ste 405, Frisco, TX 75034, 214-926-6845.

MADAR FINANCIAL LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither MADAR FINANCIAL LLC nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

This website is intended for informational purposes only. Insurance, securities, and advisory products and services are available only in jurisdictions where the applicable representative and entity are properly licensed and registered. No offers may be made or accepted outside those jurisdictions.

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